A+
9%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ste. Genevieve Missouri National
Cost of living9190100
Groceries9696100
Health care9797100
Housing7977100
Transportation9896100
Utilities9995100
Lifestyle & Entertainment9295100
Household Items9697100
Education & Childcare9695100
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Cost Of Living Quick Facts

  • The cost of living in Ste. Genevieve is 1% higher than the Missouri average
  • The cost of living in Ste. Genevieve is 9% lower than the national average
  • Ste. Genevieve housing is 21% lower than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Ste. Genevieve

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Compare Ste. Genevieve, MO Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$93,204$7,767$2,175$2,796
      Renters$51,441$4,287$1,200$1,543
      The affordability of the housing market in Ste. Genevieve, MO as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Ste. Genevieve homeowners, the median income is $93,204. This indicates that a monthly maximum of $2,175 should be spent by homeowners on all housing related costs. Renters have a median income of $51,441. This indicates that renters would have a maximum of $1,200 for their rent related monthly costs.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brewer, MO484973.0%
      Weingarten, MO149963.6%
      Lithium, MO92973.0%
      Evansville, IL7908118.9%
      Ellis Grove, IL3228316.8%
      Ste. Genevieve, MO4,497918.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Nashville, AR4,4978712.6%
      Barnwell, SC4,4978812.4%
      South Hill, VA4,496991.3%
      La Verkin, UT4,4981077.3%
      Holt, AL4,4958416.5%
      Ste. Genevieve, MO4,497918.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.