C-
16%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Star Idaho National
Cost of living11698100
Groceries101102100
Health care104101100
Housing14690100
Transportation106103100
Utilities104101100
Lifestyle & Entertainment106105100
Household Items104101100
Education & Childcare105101100
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An Overview of Cost of Living in Star, ID

Understanding the cost of living in Star can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Star cost of living index is 116, which is 16% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

Housing costs make up a big chunk of the cost of living in Star, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 45.8% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Star Affordable?

Is Star affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Star, the median home price is 69.1% higher than the national average and monthly rent prices are 8.6% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Star boasting a median household income of $105,467, 29.7% higher than the national average.

What Factors can Influence the Cost of Living in Star?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Star, healthcare costs are 4% higher than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Star, the groceries index registers 0.7% higher than the national average.

Where is the Data From?

The Star cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Star is 18% higher than the Idaho average
  • The cost of living in Star is 16% higher than the national average
  • Star housing is 46% higher than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Star

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Compare Star, ID Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,001$10,000$2,800$3,600
      Renters$79,116$6,593$1,846$2,374
      A good way to judge both the affordability of the housing and the cost of living in Star is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Star has a median income of about $120,001 for people who own homes. Based on that number, a maximum of $2,800 should be spent on expenses related to housing. Renters have a slightly different median income, which is $79,116. Based on this average, renters should spend no more than $1,846 on all rental costs if they want to maintain a non-impoverished standard of living.

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Notus, ID614909.5%
      Emmett, ID7,108936.8%
      Caldwell, ID58,211990.7%
      Nampa, ID100,6941044.1%
      Middleton, ID8,1961032.5%
      Star, ID10,09311616.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Aiea, HI10,094207107.5%
      Burlington, NJ10,094991.5%
      Woodbury, NJ10,0861066.2%
      Felida, WA10,10015049.8%
      Eunice, LA10,1068713.5%
      Star, ID10,09311616.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.