Cost Of Living in St. Johns, AZ

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10%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

38%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	St. Johns	Arizona	National
Cost of living	90	101	100
Groceries	99	101	100
Health care	102	101	100
Housing	62	96	100
Transportation	98	102	100
Utilities	112	111	100
Lifestyle & Entertainment	104	103	100
Household Items	100	101	100
Education & Childcare	107	103	100

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Homes For Sale In St. Johns, AZ

N7103 N7103 #20469271

, AZ

n7440 N7440 #20631002

, AZ

10 County Road 6032

Saint Johns, AZ

120 4th S

St Johns, AZ

Cost Of Living Quick Facts

The cost of living in St. Johns is 11% lower than the Arizona average
The cost of living in St. Johns is 10% lower than the national average
St. Johns housing is 38% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,911	$7,909	$2,214	$2,848
Renters	$0	$0	$0	$0

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Concho, AZ	0	102	2.4%
St. Johns CDP, AZ	751	91	8.7%
St. Johns, AZ	3,623	90	9.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Park City, TN	3,623	89	11.0%
East Hampton, CT	3,624	114	14.4%
Montrose, MN	3,624	102	2.0%
Monte Sereno, CA	3,621	336	236.2%
Yuma, CO	3,621	105	5.0%
St. Johns, AZ	3,623	90	9.9%