Cost of Living in St. Jo, TX

Get 300+ Local Insights for Any Address in St. Jo, TX

Get Access to 300+ Local Data Points
A+
14%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
38%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. Jo Texas National
Cost of living8694100
Groceries9698100
Health care9998100
Housing6283100
Transportation9598100
Utilities101103100
Lifestyle & Entertainment9498100
Household Items9698100
Education & Childcare10198100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Homes For Sale In St. Jo, TX

property for sale

393 Franklin

Nocona, TX
property for sale

FM 3206

Saint Jo, TX
property for sale

103 Phillips St

Saint Jo, TX
property for sale

209 N Broad St

Saint Jo, TX

Cost Of Living Quick Facts

  • The cost of living in St. Jo is 8% lower than the Texas average
  • The cost of living in St. Jo is 14% lower than the national average
  • St. Jo housing is 38% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around St. Jo

See all the best places to live around St. Jo

Compare St. Jo, TX Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in St. Jo?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in St. Jo?
      Write a review to give others more information about this area.
      See all St. Jo poll results

      The best places in Texas

      Here are the best places to live in TexasSafest States In The USSafest Cities In The USThese are the largest cities in Texas
      Best Places in Texas

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$96,179$8,015$2,244$2,886
      Renters$49,742$4,145$1,161$1,492

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Leon, OK957920.6%
      Nocona, TX3,0618317.4%
      Montague, TX3008712.6%
      Burneyville, OK761909.9%
      Nocona Hills, TX660927.9%
      St. Jo, TX8818613.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Klawock, AK8811109.8%
      Hermitage, AR8817723.3%
      Mulberry Grove, IL8818218.0%
      East Bernstadt, KY8818118.5%
      Ashland, MT8818415.7%
      St. Jo, TX8818613.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
      General
      For Professionals
      Follow Us
      AV on Twitter AV on Facebook
      © AreaVibes Inc. 2010-2026