Cost of Living in Springfield, MI

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18%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
48%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Springfield Michigan National
Cost of living8291100
Groceries9598100
Health care9697100
Housing5276100
Transportation9396100
Utilities102100100
Lifestyle & Entertainment9796100
Household Items9698100
Education & Childcare9195100
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Homes For Sale In Springfield, MI

property for sale

2961 W Dickman Rd

Springfield, MI
property for sale

240 25th St N

Springfield, MI
property for sale

322 28th St N

Springfield, MI
property for sale

46 New Moon Ter N

Springfield, MI
See the Newest Homes For Sale In Springfield, MI

Cost Of Living Quick Facts

  • The cost of living in Springfield is 9% lower than the Michigan average
  • The cost of living in Springfield is 18% lower than the national average
  • Springfield housing is 48% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Springfield

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Compare Springfield, MI Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$75,701$6,308$1,766$2,271
      Renters$33,939$2,828$792$1,018
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Springfield, MI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Springfield, homeowners have a median income of $75,701. Using that number, a maximum of $1,766 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $33,939, which means there is a maximum of $792 to be spent on the costs of renting a home or apartment.

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Brownlee Park, MI2,0418019.5%
      Galesburg, MI2,2748119.1%
      Bellevue, MI1,1858415.9%
      Battle Creek, MI52,2328515.1%
      Augusta, MI8608614.2%
      Springfield, MI5,3838217.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hoopeston, IL5,3838217.8%
      Obetz, OH5,382927.7%
      Scarborough, ME5,38411818.1%
      Center, TX5,3868316.9%
      Carlyss, LA5,3799010.0%
      Springfield, MI5,3838217.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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