Cost Of Living in Scarborough, ME

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C-

18%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

51%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Scarborough	Maine	National
Cost of living	118	100	100
Groceries	103	103	100
Health care	101	101	100
Housing	151	91	100
Transportation	101	103	100
Utilities	109	108	100
Lifestyle & Entertainment	105	103	100
Household Items	103	103	100
Education & Childcare	109	106	100

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Homes For Sale In Scarborough, ME

2 Cew St

Scarborough, ME

11 Goldenwood Dr

Scarborough, ME

4 Memory Ln

Scarborough, ME

320 Holmes Rd

Scarborough, ME

Cost Of Living Quick Facts

The cost of living in Scarborough is 18% higher than the Maine average
The cost of living in Scarborough is 18% higher than the national average
Scarborough housing is 51% higher than the national average
Maine general sales tax is 8% higher than the national average
Maine state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$130,798	$10,900	$3,052	$3,924
Renters	$53,397	$4,450	$1,246	$1,602

The affordability of the housing market in Scarborough, ME as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Scarborough homeowners, the median income is $130,798. This indicates that a monthly maximum of $3,052 should be spent by homeowners on all housing related costs. Renters have a median income of $53,397. This indicates that renters would have a maximum of $1,246 for their rent related monthly costs.

Maine Sales Tax

State	General Sales Tax	With Max Surtax
Maine	5.5%	5.5%

Maine Income Tax

State	Income Tax (Low)	Income Tax (High)
Maine	5.8%	7.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Little Falls, ME	761	101	1.5%
Standish, ME	203	106	5.6%
Steep Falls, ME	2,082	106	5.9%
Old Orchard Beach, ME	9,273	108	7.8%
Westbrook, ME	19,325	110	10.4%
Scarborough, ME	5,384	118	18.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Hoopeston, IL	5,383	82	17.8%
Springfield, MI	5,383	82	17.6%
Obetz, OH	5,382	92	7.7%
Center, TX	5,386	83	16.9%
Carlyss, LA	5,379	90	10.0%
Scarborough, ME	5,384	118	18.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Scarborough, ME

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