Cost of Living in Spring Lake, MI

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1%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
4%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spring Lake Michigan National
Cost of living9991100
Groceries9898100
Health care9897100
Housing10476100
Transportation9496100
Utilities103100100
Lifestyle & Entertainment9396100
Household Items9698100
Education & Childcare9695100
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Homes For Sale In Spring Lake, MI

property for sale

18099 Woodland Trl

Spring Lake, MI
property for sale

18264 Lost Creek Ln

Spring Lake, MI
property for sale

17417 Greenspire Dr

Spring Lake, MI
property for sale

17533 N Fruitport Rd #6

Spring Lake, MI

Cost Of Living Quick Facts

  • The cost of living in Spring Lake is 9% higher than the Michigan average
  • The cost of living in Spring Lake is 1% lower than the national average
  • Spring Lake housing is 4% higher than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Spring Lake

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Compare Spring Lake, MI Cost of Living

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      Transportation index
      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$101,854$8,488$2,376$3,056
      Renters$47,196$3,933$1,101$1,416

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Muskegon Heights, MI10,9797920.8%
      Muskegon, MI38,2558416.2%
      Ravenna, MI1,4408811.9%
      Roosevelt Park, MI3,9009010.1%
      Fruitport, MI1,246928.1%
      Spring Lake, MI2,544990.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      York, AL2,5447723.1%
      Charleston, AR2,5448316.8%
      Ingalls, IN2,5448911.0%
      Charlevoix, MI2,544919.1%
      St. Hedwig, TX2,5441076.7%
      Spring Lake, MI2,544990.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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