Cost of Living in Charlevoix, MI

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A+
9%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Charlevoix Michigan National
Cost of living9191100
Groceries9998100
Health care9697100
Housing7676100
Transportation9496100
Utilities99100100
Lifestyle & Entertainment9596100
Household Items10098100
Education & Childcare10095100
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Homes For Sale In Charlevoix, MI

property for sale

4010 Lake Shore Dr

Charlevoix, MI
property for sale

7 Birch Ct

Eveline Township, MI
property for sale

109 Uptown LN

Charlevoix, MI
property for sale

103 Uptown LN

Charlevoix, MI
See the Newest Homes For Sale In Charlevoix, MI

Cost Of Living Quick Facts

  • The cost of living in Charlevoix is equal to the Michigan average
  • The cost of living in Charlevoix is 9% lower than the national average
  • Charlevoix housing is 24% lower than the national average
  • Michigan general sales tax is 18% higher than the national average
  • Michigan state income tax is 64% higher than the national average

Most Affordable Places to Live in and Around Charlevoix

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Compare Charlevoix, MI Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$81,158$6,763$1,894$2,435
      Renters$28,152$2,346$657$845

      Michigan Sales Tax

      State General Sales Tax With Max Surtax
      Michigan 6% 6%

      Michigan Income Tax

      State Income Tax (Low) Income Tax (High)
      Michigan 4.25% 4.25%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Jordan, MI2,1848515.1%
      Bay Shore, MI7478712.8%
      Ellsworth, MI3478812.1%
      Ironton, MI1169010.2%
      Boyne City, MI3,807945.7%
      Charlevoix, MI2,544919.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      York, AL2,5447723.1%
      Charleston, AR2,5448316.8%
      Ingalls, IN2,5448911.0%
      Spring Lake, MI2,544990.9%
      St. Hedwig, TX2,5441076.7%
      Charlevoix, MI2,544919.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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