Cost of Living in Spottsville, KY

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17%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spottsville Kentucky National
Cost of living8388100
Groceries9798100
Health care9497100
Housing5170100
Transportation9796100
Utilities9495100
Lifestyle & Entertainment9995100
Household Items9997100
Education & Childcare9994100
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Cost Of Living Quick Facts

  • The cost of living in Spottsville is 6% lower than the Kentucky average
  • The cost of living in Spottsville is 17% lower than the national average
  • Spottsville housing is 49% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

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      Transportation index
      Utilities index
      Lifestyle index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$0$0$0$0
      Renters$0$0$0$0

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Poole, KY73973.1%
      Hatfield, IN7908217.8%
      Robards, KY4948515.4%
      Boonville, IN6,7168613.9%
      Chandler, IN3,7528613.7%
      Spottsville, KY3638316.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Humphrey, AR3637822.3%
      New Meadows, ID363936.7%
      Grand Detour, IL3631044.2%
      Rock City, IL3638812.1%
      Uniontown, KS3637624.5%
      Spottsville, KY3638316.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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