Cost of Living in Spirit Lake, ID

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A
2%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
1%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Spirit Lake Idaho National
Cost of living10298100
Groceries103102100
Health care100101100
Housing10190100
Transportation103103100
Utilities100101100
Lifestyle & Entertainment105105100
Household Items100101100
Education & Childcare106101100
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Homes For Sale In Spirit Lake, ID

property for sale

32988 N 7th Ave

Spirit Lake, ID
property for sale

32380 2nd Ave

Spirit Lake, ID
property for sale

28128 Idaho 41 Trlr 40

Spirit Lake, ID
property for sale

32753 N 2nd Ave

Spirit Lake, ID

Cost Of Living Quick Facts

  • The cost of living in Spirit Lake is 4% higher than the Idaho average
  • The cost of living in Spirit Lake is 2% higher than the national average
  • Spirit Lake housing is 1% higher than the national average
  • Idaho general sales tax is 18% higher than the national average
  • Idaho state income tax is 123% higher than the national average

Most Affordable Places to Live in and Around Spirit Lake

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Compare Spirit Lake, ID Cost of Living

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,305$6,109$1,710$2,199
      Renters$64,997$5,416$1,516$1,950

      Idaho Sales Tax

      State General Sales Tax With Max Surtax
      Idaho 6% 8.5%

      Idaho Income Tax

      State Income Tax (Low) Income Tax (High)
      Idaho 5.8% 5.8%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Blanchard, ID2301022.5%
      Newport, WA2,082964.0%
      Priest River, ID1,855972.8%
      Athol, ID721964.0%
      Hauser, ID9601098.7%
      Spirit Lake, ID2,4971022.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Herald Harbor, MD2,49614645.8%
      Milford, NE2,496946.1%
      Saint-Mathieu, QC2,496n/a 
      North Boston, NY2,4981054.9%
      Scott, QC2,498n/a 
      Spirit Lake, ID2,4971022.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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