B
5%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
6%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index North Boston New York National
Cost of living105121100
Groceries104106100
Health care109110100
Housing94144100
Transportation114113100
Utilities114112100
Lifestyle & Entertainment108111100
Household Items106106100
Education & Childcare117118100
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Cost Of Living Quick Facts

  • The cost of living in North Boston is 13% lower than the New York average
  • The cost of living in North Boston is 5% higher than the national average
  • North Boston housing is 6% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

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Compare North Boston, NY Cost of Living

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$78,144$6,512$1,823$2,345
      Renters$32,030$2,669$747$961

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Gowanda, NY2,945918.7%
      Sloan, NY3,688954.7%
      North Collins, NY1,217946.2%
      Lackawanna, NY18,342955.1%
      Buffalo, NY262,656982.3%
      North Boston, NY2,4981054.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Scott, QC2,498n/a 
      Dufferin, MB2,498n/a 
      Spirit Lake, ID2,4971022.1%
      Carlisle, KY2,4998217.6%
      Argentine, MI2,49911212.4%
      North Boston, NY2,4981054.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.