Cost Of Living in South Deerfield, MA

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F

30%

Overall NAT. AVG.

8%

Groceries NAT. AVG.

67%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	South Deerfield	Massachusetts	National
Cost of living	130	131	100
Groceries	108	109	100
Health care	114	116	100
Housing	167	169	100
Transportation	116	115	100
Utilities	117	117	100
Lifestyle & Entertainment	110	115	100
Household Items	107	109	100
Education & Childcare	127	127	100

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Homes For Sale In South Deerfield, MA

70 Stillwater Rd Unit B

South Deerfield, MA

6 Duncan Dr Unit B

S Deerfield, MA

117 N Main St

South Deerfield, MA

79 State RD

Whately, MA

Cost Of Living Quick Facts

The cost of living in South Deerfield is 1% lower than the Massachusetts average
The cost of living in South Deerfield is 30% higher than the national average
South Deerfield housing is 67% higher than the national average
Massachusetts general sales tax is 22% higher than the national average
Massachusetts state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$136,036	$11,336	$3,174	$4,081
Renters	$0	$0	$0	$0

Massachusetts Sales Tax

State	General Sales Tax	With Max Surtax
Massachusetts	6.25%	6.25%

Massachusetts Income Tax

State	Income Tax (Low)	Income Tax (High)
Massachusetts	5%	9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Greenfield Town, MA	18,076	109	8.6%
Millers Falls, MA	1,192	109	8.7%
Turners Falls, MA	3,779	112	11.7%
Shelburne Falls, MA	1,702	114	14.0%
Granby, MA	1,221	115	14.9%
South Deerfield, MA	2,201	130	29.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pleasantville, IA	2,201	90	10.1%
Adamstown, MD	2,201	155	54.7%
Belcourt, ND	2,201	86	14.1%
Calhoun City, MS	2,200	80	20.0%
Kahoka, MO	2,202	81	18.5%
South Deerfield, MA	2,201	130	29.6%