Somersworth cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexSomersworthNew HampshireNational
Cost of living index111118100
IndexSomersworthNew HampshireNational
Goods & Services index117117100
Groceries index114114100
Health care index115115100
Housing index98123100
Transportation index105105100
Utilities index131131100
An overview of the general cost of living index for Somersworth, NH is displayed above for your reference. Residents in Somersworth, NH enjoy a cost of living index of 111. This index is 6% lower than the New Hampshire average, and 11% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Somersworth, NH, the average cost of goods and services is equal to it is in New Hampshire, and it is 17% higher than the national average.

Did you know?

  • The cost of living in Somersworth is 6% lower than the New Hampshire average.
  • The cost of living in Somersworth is 11% higher than the national average.
  • The cost of housing in Somersworth is 2% lower than the national average.
  • New Hampshire general sales tax is 100% lower than the national average.
  • New Hampshire state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Somersworth, NH to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Somersworth, NH, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Somersworth, NH salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Somersworth, NH as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Somersworth, NH homeowners, the median income is $74,107. This indicates that a monthly maximum of $1,729 should be spent by homeowners on all housing related costs. Renters have a median income of $41,875. This indicates that renters should have a maximum of $977 used for their rent related monthly costs.

New Hampshire Sales Tax

StateGeneral Sales TaxWith Max Surtax
New Hampshire0%0%

New Hampshire Income Tax

StateIncome Tax (Low)Income Tax (High)
New Hampshire0%0%
For those who live in Somersworth, NH and want to know what the true cost of living is, they ought to look at both the New Hampshire income tax rate and the New Hampshire sales tax rate. By sales tax, we mean the taxes that are included whenever a person is purchasing any goods or services. The amount that is taxed depends upon the particular state, where some states have a sales tax of zero percent while others can have a tax higher than seven percent. In New Hampshire, the sales tax is 0%, while the most you'll pay in surtax is 0%. There is also income tax to consider, which is based upon the amount of money made in a year. Just like sales tax, income tax depends upon the particular state but also depends upon what tax bracket the person is in. Income tax for the state can be higher than nine percent in some states to zero percent in others. For those that live in New Hampshire, the income tax rate ranges between 0% to 0%.

Goods & Services

ItemSomersworthNational avg.Difference
Haircut $20.00$16.0924.3%
Beauty Salon $39.33$37.335.4%
Toothpaste $4.29$2.4575.3%
Shampoo $1.02$1.002.3%
Movie $11.00$10.287.0%
Bowling $5.00$4.931.4%


ItemSomersworthNational avg.Difference
Ground Beef $4.67$3.8022.7%
Fried Chicken $1.82$1.4030.5%
Milk $3.56$2.0177.2%
Potatoes $3.99$3.0132.5%
Pizza $11.66$9.8917.9%
Beer $9.32$8.904.8%

Health Care

ItemSomersworthNational avg.Difference
Optometrist $102.92$102.160.7%
Doctor $145.00$108.3633.8%
Dentist $106.67$92.5315.3%
Ibuprofen $9.66$9.284.1%
Lipitor $409.35$425.823.9%


ItemSomersworthNational avg.Difference
Home Price $176,500.00$184,700.004.4%
Avg. Mortgage Payment $1,229.08$1,202.442.2%
Apartment Rent $988.00$949.004.1%


ItemSomersworthNational avg.Difference
Gasoline $2.21$2.241.4%
Tire Balancing $55.00$46.2918.8%


ItemSomersworthNational avg.Difference
All Electricity$226.12$165.9636.2%
Phone $36.25$28.6826.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Milton, NH8841055%
Sanford, ME20,8871022%
Farmington, NH4,1221088%
Rochester, NH30,0521099%
North Berwick, ME1,7641055%
Somersworth, NH11,75611111%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tucson Estates, AZ11,74790-10%
Smithfield, NC11,74691-9%
Douglas, GA11,74284-16%
Lansdowne, VA11,74215050%
Los Alamos, NM11,7331077%
Somersworth, NH11,75611111%
Source: The Somersworth, NH cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.