| Index | Somersworth | New Hampshire | National |
| Cost of living | 108 | 110 | 100 |
| Groceries | 103 | 103 | 100 |
| Health care | 103 | 104 | 100 |
| Housing | 118 | 125 | 100 |
| Transportation | 104 | 103 | 100 |
| Utilities | 107 | 106 | 100 |
| Lifestyle & Entertainment | 108 | 103 | 100 |
| Household Items | 101 | 102 | 100 |
| Education & Childcare | 108 | 105 | 100 |
Getting a feel for the cost of living in Somersworth is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Somersworth is 108, which is 8% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Somersworth is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Wondering if Somersworth is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Somersworth, for example, the median home price is 17.5% higher than what folks pay nationally, and monthly rent is 18.6% higher than the usual rates. Plus, income levels matter too, with Somersworth boasting a median household income of $100,680, which is 23.8% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Somersworth, the housing index is 17.8% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Somersworth comes in at 6.9% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Somersworth, the healthcare costs are 3.2% higher than the national average.
The Somersworth cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $112,484 | $9,374 | $2,624 | $3,375 |
| Renters | $76,074 | $6,340 | $1,775 | $2,282 |
| State | General Sales Tax | With Max Surtax |
| New Hampshire | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| New Hampshire | 4% | 4% |
| City | Population | Cost of Living Index | National Avg. |
| Milton, NH | 549 | 94 | 5.6% |
| Farmington, NH | 4,278 | 103 | 2.9% |
| Sanford, ME | 21,841 | 103 | 3.4% |
| Rochester, NH | 31,988 | 104 | 3.8% |
| Berwick, ME | 2,058 | 106 | 5.7% |
| Somersworth, NH | 12,381 | 108 | 8.5% |
| City | Population | Cost of Living Index | National Avg. |
| Babylon, NY | 12,378 | 152 | 51.8% |
| Rossmoor, CA | 12,384 | 226 | 126.0% |
| Sidney, BC | 12,386 | n/a | |
| Neosho, MO | 12,375 | 84 | 15.8% |
| Lantana, FL | 12,390 | 113 | 13.1% |
| Somersworth, NH | 12,381 | 108 | 8.5% |
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