| Index | Smyrna | Delaware | National |
| Cost of living | 105 | 107 | 100 |
| Groceries | 98 | 99 | 100 |
| Health care | 102 | 100 | 100 |
| Housing | 118 | 123 | 100 |
| Transportation | 99 | 99 | 100 |
| Utilities | 102 | 102 | 100 |
| Lifestyle & Entertainment | 100 | 102 | 100 |
| Household Items | 98 | 100 | 100 |
| Education & Childcare | 96 | 99 | 100 |
Understanding the cost of living in Smyrna can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Smyrna cost of living index is 105, which is 5% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Smyrna are priced in a manner consistent with other areas. This means that residents of Smyrna can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
The most insightful perspective on a city comes from its residents. We recently surveyed 5 locals to gauge their perception of the cost of living in Smyrna. The feedback revealed that 40% of respondents found the cost of living to be reasonable, with prices on the decline, while 60% regarded it as notably expensive with prices that continue to rise.
Is Smyrna affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Smyrna, the median home price is 14.6% higher than the national average and monthly rent prices are 24.4% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Smyrna boasting a median household income of $88,740, 9.1% higher than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Smyrna, the healthcare costs are 2.3% higher than the national average.
Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Smyrna comes in at 2.4% higher than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
The cost of living data for Smyrna shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
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| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $100,201 | $8,350 | $2,338 | $3,006 |
| Renters | $73,207 | $6,101 | $1,708 | $2,196 |
| State | General Sales Tax | With Max Surtax |
| Delaware | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Delaware | 2.2% | 6.6% |
| City | Population | Cost of Living Index | National Avg. |
| Hartly, DE | 170 | 82 | 18.3% |
| Henderson, MD | 162 | 88 | 12.4% |
| Little Creek, DE | 297 | 91 | 9.0% |
| Leipsic, DE | 147 | 94 | 6.0% |
| Rodney Village, DE | 1,200 | 94 | 6.0% |
| Smyrna, DE | 12,109 | 105 | 4.7% |
| City | Population | Cost of Living Index | National Avg. |
| Mackenzie County, AB | 12,113 | n/a | |
| North Wantagh, NY | 12,102 | 141 | 40.7% |
| Little Chute, WI | 12,116 | 96 | 4.1% |
| Jerome, ID | 12,101 | 96 | 4.4% |
| Manchester, VA | 12,121 | 109 | 9.1% |
| Smyrna, DE | 12,109 | 105 | 4.7% |
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