Cost of Living in McGraw, NY

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A+
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index McGraw New York National
Cost of living93121100
Groceries104106100
Health care107110100
Housing57144100
Transportation111113100
Utilities112112100
Lifestyle & Entertainment107111100
Household Items105106100
Education & Childcare113118100
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Homes For Sale In McGraw, NY

property for sale

2458 Ridge Rd

Mc Graw, NY
property for sale

4543 Potter Rd

Mc Graw, NY
property for sale

3438 S Hill Rd

Mc Graw, NY
property for sale

8 Center St

Mc Graw, NY

Cost Of Living Quick Facts

  • The cost of living in McGraw is 23% lower than the New York average
  • The cost of living in McGraw is 7% lower than the national average
  • McGraw housing is 43% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around McGraw

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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$97,034$8,086$2,264$2,911
      Renters$62,132$5,178$1,450$1,864

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      DeRuyter, NY437909.5%
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      Marathon, NY1,080927.8%
      Blodgett Mills, NY217936.8%
      Cortland, NY19,302963.9%
      McGraw, NY1,173937.4%

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      Celoron, NY1,1738416.3%
      Dunnavant, AL1,174963.9%
      McGraw, NY1,173937.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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