Cost Of Living in Smithfield, PA

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13%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

29%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Smithfield	Pennsylvania	National
Cost of living	87	97	100
Groceries	97	100	100
Health care	93	99	100
Housing	71	90	100
Transportation	96	101	100
Utilities	91	99	100
Lifestyle & Entertainment	93	100	100
Household Items	94	99	100
Education & Childcare	89	101	100

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Homes For Sale In Smithfield, PA

Pine View Dr

Uniontown, PA

126 Shoaf Rd

Smithfield, PA

117 Uniontown St

Martin, PA

671 York Run Rd

Smithfield, PA

Cost Of Living Quick Facts

The cost of living in Smithfield is 10% lower than the Pennsylvania average
The cost of living in Smithfield is 13% lower than the national average
Smithfield housing is 29% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$84,119	$7,010	$1,963	$2,524
Renters	$74,652	$6,221	$1,742	$2,240

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Millsboro, PA	518	99	1.2%
Chalkhill, PA	71	94	6.2%
Nemacolin, PA	978	94	6.2%
Buffington, PA	92	94	6.2%
Fredericktown, PA	207	99	1.2%
Smithfield, PA	1,019	87	13.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Section, AL	1,019	84	15.6%
Baudette, MN	1,019	89	11.4%
Ringling, OK	1,019	76	23.9%
Eureka, SD	1,019	78	22.0%
Telford, TN	1,019	82	17.9%
Smithfield, PA	1,019	87	13.1%