Cost Of Living in Silver Cliff, CO

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4%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

24%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Silver Cliff	Colorado	National
Cost of living	96	115	100
Groceries	103	104	100
Health care	104	107	100
Housing	76	136	100
Transportation	107	106	100
Utilities	104	108	100
Lifestyle & Entertainment	104	107	100
Household Items	103	105	100
Education & Childcare	110	111	100

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Homes For Sale In Silver Cliff, CO

325 E Main St #3

Silver Cliff, CO

29 Granada Ct

Silver Cliff, CO

40 E Main St

Westcliffe, CO

177 Bunker Hill Cir

Silver Cliff, CO

Cost Of Living Quick Facts

The cost of living in Silver Cliff is 17% lower than the Colorado average
The cost of living in Silver Cliff is 4% lower than the national average
Silver Cliff housing is 24% lower than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$44,755	$3,730	$1,044	$1,343
Renters	$31,401	$2,617	$733	$942

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Crestone, CO	45	99	1.3%
Westcliffe, CO	576	103	2.5%
Silver Cliff, CO	612	96	3.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Radcliffe, IA	612	81	19.3%
Vail, IA	612	81	19.1%
Brooten, MN	612	88	12.2%
Greentop, MO	612	83	16.8%
Stokes, NC	612	99	0.7%
Silver Cliff, CO	612	96	3.9%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Silver Cliff, CO

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Median Income & Debt-To-Income Ratio

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