Cost of Living in Shepherd, MT

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2%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
100%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Shepherd Montana National
Cost of living102102100
Groceries102103100
Health care103102100
Housingn/a101100
Transportation102100100
Utilities107104100
Lifestyle & Entertainment98100100
Household Items100100100
Education & Childcare103102100
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Homes For Sale In Shepherd, MT

property for sale

3810 Homer Davis Rd

Shepherd, MT
property for sale

6770 Eagle Bend Blvd

Shepherd, MT
property for sale

6107 Shepherd Rd

Shepherd, MT
property for sale

6835 Eagle Bend Blvd

Shepherd, MT

Cost Of Living Quick Facts

  • The cost of living in Shepherd is 1% higher than the Montana average
  • The cost of living in Shepherd is 2% higher than the national average
  • Shepherd housing is 10% higher than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Shepherd

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Compare Shepherd, MT Cost of Living

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      Cost of living index
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      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$195,437$16,286$4,560$5,864
      Renters$0$0$0$0

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Worden, MT501991.1%
      Lockwood, MT8,4971032.6%
      Billings, MT113,2441076.7%
      Ballantine, MT3631076.8%
      Huntley, MT5391077.3%
      Shepherd, MT9721022.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Houck, AZ9727723.0%
      Waldo, FL972937.2%
      Queenstown, MD97212424.1%
      Mazeppa, MN972982.5%
      Flint Hill, MO97211111.2%
      Shepherd, MT9721022.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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