Cost Of Living in Seven Lakes, NC

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C+

15%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

56%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Seven Lakes	North Carolina	National
Cost of living	115	96	100
Groceries	101	100	100
Health care	97	99	100
Housing	156	88	100
Transportation	101	99	100
Utilities	99	99	100
Lifestyle & Entertainment	95	100	100
Household Items	98	100	100
Education & Childcare	94	100	100

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Homes For Sale In Seven Lakes, NC

134 Fawnwood Dr

Seven Lakes, NC

126 Edgewater Dr

Seven Lakes, NC

106 Shropshire Ln

West End, NC

151 Parkwood Ct

West End, NC

Cost Of Living Quick Facts

The cost of living in Seven Lakes is 20% higher than the North Carolina average
The cost of living in Seven Lakes is 15% higher than the national average
Seven Lakes housing is 56% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$115,114	$9,593	$2,686	$3,454
Renters	$50,291	$4,191	$1,173	$1,509

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Seven Lakes, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Seven Lakes homeowners, is $115,114. This would allow for a maximum of $2,686 per month to be spent on housing costs. For renters, the median monthly income is $50,291 which would result in a maximum of $1,173 to be spent on rental costs.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ellerbe, NC	1,069	82	17.6%
Robbins, NC	1,674	83	16.9%
Norman, NC	204	86	14.5%
Star, NC	1,354	86	13.8%
Candor, NC	1,198	86	13.7%
Seven Lakes, NC	4,564	115	15.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clearlake Riviera, CA	4,564	123	22.9%
Mount Orab, OH	4,564	93	7.2%
Sullivan, IL	4,563	86	14.2%
Wellington, OH	4,563	85	14.8%
Marlow, OK	4,563	85	15.2%
Seven Lakes, NC	4,564	115	15.5%