A+
7%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
15%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Mount Orab Ohio National
Cost of living9389100
Groceries9997100
Health care9896100
Housing8574100
Transportation9696100
Utilities9396100
Lifestyle & Entertainment9395100
Household Items9997100
Education & Childcare9293100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

Cost Of Living Quick Facts

  • The cost of living in Mount Orab is 4% higher than the Ohio average
  • The cost of living in Mount Orab is 7% lower than the national average
  • Mount Orab housing is 15% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Mount Orab

See all the best places to live around Mount Orab

Compare Mount Orab, OH Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Mount Orab?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Mount Orab?
      Write a review to give others more information about this area.
      See all Mount Orab poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$145,655$12,138$3,398$4,370
      Renters$40,537$3,378$946$1,216
      A good indicator of the general affordability of housing in Mount Orab, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Mount Orab, the median monthly income is $145,655 for those who own their own homes. Under the standard rule, that income level would allow for $3,398 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $40,537, per the median income in the area. That would allow for renters to spend up to $946 on monthly rental expenses.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mowrystown, OH4288218.3%
      Felicity, OH7408317.2%
      Winchester, OH1,2018416.4%
      Newtonsville, OH4598416.2%
      Georgetown, OH4,5908316.7%
      Mount Orab, OH4,564937.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Clearlake Riviera, CA4,56412322.9%
      Seven Lakes, NC4,56411515.5%
      Sullivan, IL4,5638614.2%
      Wellington, OH4,5638514.8%
      Marlow, OK4,5638515.2%
      Mount Orab, OH4,564937.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.