Cost Of Living in Scotland, VA

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F

83%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

268%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Scotland	Virginia	National
Cost of living	183	111	100
Groceries	103	103	100
Health care	104	103	100
Housing	368	129	100
Transportation	107	105	100
Utilities	108	104	100
Lifestyle & Entertainment	105	103	100
Household Items	103	102	100
Education & Childcare	103	109	100

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Cost Of Living Quick Facts

The cost of living in Scotland is 65% higher than the Virginia average
The cost of living in Scotland is 83% higher than the national average
Scotland housing is 268% higher than the national average
Virginia general sales tax is 4% higher than the national average
Virginia state income tax is 23% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Virginia Sales Tax

State	General Sales Tax	With Max Surtax
Virginia	5.3%	6%

Virginia Income Tax

State	Income Tax (Low)	Income Tax (High)
Virginia	2%	5.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Newport News, VA	184,134	105	5.3%
Surry, VA	337	106	6.0%
Gloucester Point, VA	10,715	110	9.9%
Rushmere, VA	1,024	112	11.6%
Gloucester Courthouse, VA	3,060	112	12.1%
Scotland, VA	150	183	83.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bassett, AR	150	97	3.0%
Bieber, CA	150	117	17.4%
Chinese Camp, CA	150	117	16.8%
Daphnedale Park, CA	150	117	17.2%
Aripeka, FL	150	101	1.2%
Scotland, VA	150	183	83.5%