Cost of Living in Georgetown, SC

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5%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Georgetown South Carolina National
Cost of living9594100
Groceries10099100
Health care9798100
Housing8681100
Transportation9799100
Utilities100101100
Lifestyle & Entertainment9898100
Household Items9999100
Education & Childcare9998100
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Homes For Sale In Georgetown, SC

property for sale

153 Duany Dr

Georgetown, SC
property for sale

3001 Saint Martin St

Georgetown, SC
property for sale

2304 9 Total Tax Map Numbers Highmarket St

Georgetown, SC
property for sale

210 Cannon St

Georgetown, SC
See the Newest Homes For Sale In Georgetown, SC

Cost Of Living Quick Facts

  • The cost of living in Georgetown is 1% higher than the South Carolina average
  • The cost of living in Georgetown is 5% lower than the national average
  • Georgetown housing is 14% lower than the national average
  • South Carolina general sales tax is 18% higher than the national average
  • South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Georgetown

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,359$6,447$1,805$2,321
      Renters$43,330$3,611$1,011$1,300
      The affordability of the housing market in Georgetown, SC as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Georgetown homeowners, the median income is $77,359. This indicates that a monthly maximum of $1,805 should be spent by homeowners on all housing related costs. Renters have a median income of $43,330. This indicates that renters would have a maximum of $1,011 for their rent related monthly costs.

      South Carolina Sales Tax

      State General Sales Tax With Max Surtax
      South Carolina 6% 9%

      South Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      South Carolina 0% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Murrells Inlet, SC9,62611010.4%
      Pawleys Island, SC86217117.0%
      Georgetown, SC9,156955.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Glenwood, IL9,1581000.3%
      Farmingdale, NY9,15814342.5%
      Mahopac, NY9,15813433.9%
      Port Wentworth, GA9,1531044.3%
      Rock Falls, IL9,1528218.2%
      Georgetown, SC9,156955.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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