Cost of Living in Lugoff, SC

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A+
6%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lugoff South Carolina National
Cost of living9494100
Groceries10099100
Health care10298100
Housing8381100
Transportation9899100
Utilities104101100
Lifestyle & Entertainment9498100
Household Items10099100
Education & Childcare9898100
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Homes For Sale In Lugoff, SC

property for sale

27 Westover Ave

Lugoff, SC
property for sale

8 Briar Forest Dr

Lugoff, SC
property for sale

1759A Three Branches Rd

Lugoff, SC
property for sale

50 Sixty Oaks Ln

Elgin, SC

Cost Of Living Quick Facts

  • The cost of living in Lugoff is 1% higher than the South Carolina average
  • The cost of living in Lugoff is 6% lower than the national average
  • Lugoff housing is 17% lower than the national average
  • South Carolina general sales tax is 18% higher than the national average
  • South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Lugoff

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Compare Lugoff, SC Cost of Living

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      The best places in South Carolina

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$98,276$8,190$2,293$2,949
      Renters$29,896$2,491$698$897
      A good way to judge both the affordability of the housing and the cost of living in Lugoff is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Lugoff has a median income of about $98,276 for people who own homes. Based on that number, a maximum of $2,293 should be spent on expenses related to housing. Renters have a slightly different median income, which is $29,896. Based on this average, renters should spend no more than $698 on all rental costs if they want to maintain a non-impoverished standard of living.

      South Carolina Sales Tax

      State General Sales Tax With Max Surtax
      South Carolina 6% 9%

      South Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      South Carolina 0% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Boykin, SC123981.6%
      Rembert, SC2238118.6%
      Woodfield, SC9,709928.2%
      Dalzell, SC3,154937.3%
      Camden, SC7,468964.5%
      Lugoff, SC9,454945.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Madeira, OH9,45611717.4%
      Highland Park, TX9,451258158.3%
      Fallston, MD9,44913636.2%
      Yelm, WA9,45912120.8%
      Calimesa, CA9,44612424.1%
      Lugoff, SC9,454945.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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