A+
11%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
36%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Orangeburg South Carolina National
Cost of living8994100
Groceries10099100
Health care10298100
Housing6481100
Transportation9899100
Utilities104101100
Lifestyle & Entertainment9498100
Household Items10099100
Education & Childcare9898100
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An Overview of Cost of Living in Orangeburg, SC

Knowing the cost of living in Orangeburg allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Orangeburg stands at 89, marking it 11% lower than the national average.

What Do Locals Say About the Cost of Living in Orangeburg?

When it comes to knowing a city, its residents are the experts. We conducted a survey with 8 locals to understand their opinions on the cost of living in Orangeburg. The results indicated that 38% found it reasonably priced with decreasing prices of goods and services, while 63% viewed it as quite expensive, with increasing prices.

Is Orangeburg Affordable?

Is Orangeburg affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Orangeburg, the median home price is 39.4% lower than the national average and monthly rent prices are 27.4% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Orangeburg boasting a median household income of $42,544, 47.7% lower than the national average.

What Factors can Influence the Cost of Living in Orangeburg?

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Orangeburg, healthcare costs are 1.5% higher than the national average.

Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Orangeburg, the groceries index is 0.2% higher than the national average.

Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Orangeburg, the utilities index registers at 3.9% higher than the national average.

Where is the Data From?

The Orangeburg cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Orangeburg is 5% lower than the South Carolina average
  • The cost of living in Orangeburg is 11% lower than the national average
  • Orangeburg housing is 36% lower than the national average
  • South Carolina general sales tax is 18% higher than the national average
  • South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Orangeburg

See all the best places to live around Orangeburg

Compare Orangeburg, SC Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,139$6,012$1,683$2,164
      Renters$22,918$1,910$535$688
      A good indicator of the general affordability of housing in Orangeburg, SC, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Orangeburg, the median monthly income is $72,139 for those who own their own homes. Under the standard rule, that income level would allow for $1,683 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $22,918, per the median income in the area. That would allow for renters to spend up to $535 on monthly rental expenses.

      South Carolina Sales Tax

      State General Sales Tax With Max Surtax
      South Carolina 6% 9%

      South Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      South Carolina 0% 6.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Neeses, SC3667722.7%
      Livingston, SC1558218.4%
      Edisto, SC2,0458218.0%
      Bowman, SC6378217.8%
      Norway, SC4018316.7%
      Orangeburg, SC13,0758911.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Richmond, TX13,080990.8%
      Smithfield, NC13,082928.1%
      Commerce, CA13,06613938.8%
      East Islip, NY13,08514646.2%
      Woodland Park, NJ13,08613737.3%
      Orangeburg, SC13,0758911.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.