Cost Of Living in Santa Clara, UT

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D

23%

Overall NAT. AVG.

4%

Goods & Services NAT. AVG.

73%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Santa Clara	Utah	National
Cost of living	123	104	100
Goods & Services	104	102	100
Groceries	99	99	100
Health care	89	91	100
Housing	173	114	100
Transportation	105	105	100
Utilities	102	95	100

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Cost Of Living Quick Facts

The cost of living in Santa Clara is 18% higher than the Utah average
The cost of living in Santa Clara is 23% higher than the national average
Santa Clara housing is 73% higher than the national average
Utah general sales tax is 20% higher than the national average
Utah state income tax is 87% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,667	$6,806	$1,905	$2,450
Renters	$55,673	$4,639	$1,299	$1,670

A good indicator of the general affordability of housing in Santa Clara, UT, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Santa Clara, the median monthly income is $81,667 for those who own their own homes. Under the standard rule, that income level would allow for $1,905 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $55,673, per the median income in the area. That would allow for renters to spend up to $1,299 on monthly rental expenses.

Utah Sales Tax

State	General Sales Tax	With Max Surtax
Utah	6.1%	8.35%

Utah Income Tax

State	Income Tax (Low)	Income Tax (High)
Utah	4.85%	4.85%

Goods & Services

Item	Santa Clara	National avg.	Difference
Haircut	$20.87	$24.26	14.0%
Beauty Salon	$52.26	$45.56	14.7%
Toothpaste	$3.55	$3.70	4.2%
Shampoo	$1.18	$1.28	7.6%
Movie	$13.03	$12.13	7.4%
Bowling	$22.87	$18.00	27.0%

Groceries

Item	Santa Clara	National avg.	Difference
Ground Beef	$5.57	$5.84	4.6%
Fried Chicken	$1.46	$1.57	7.0%
Milk	$4.71	$4.67	0.9%
Potatoes	$4.61	$4.93	6.6%
Pizza	$12.62	$12.09	4.4%
Beer	$10.87	$10.41	4.4%

Health Care

Item	Santa Clara	National avg.	Difference
Optometrist	$115.64	$125.68	8.0%
Doctor	$128.89	$135.78	5.1%
Dentist	$104.11	$113.29	8.1%
Ibuprofen	$10.75	$10.65	0.9%
Lipitor	$503.46	$468.60	7.4%

Housing

Item	Santa Clara	National avg.	Difference
Home Price	$340,000.00	$184,700.00	84.1%
Avg. Mortgage Payment	$3,031.92	$2,346.69	29.2%
Apartment Rent	$1,397.00	$949.00	47.2%

Transportation

Item	Santa Clara	National avg.	Difference
Gasoline	$3.60	$3.46	4.0%
Tire Balancing	$74.74	$59.92	24.7%

Utilities

Item	Santa Clara	National avg.	Difference
All Electricity	$173.85	$193.99	10.4%
Phone	$191.65	$192.25	0.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Veyo, UT	314	114	14.1%
St. George, UT	87,176	116	16.1%
Washington, UT	28,192	120	20.1%
Ivins, UT	8,931	123	22.5%
Dammeron Valley, UT	738	139	39.4%
Santa Clara, UT	7,868	123	23.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dexter, MO	7,867	80	19.8%
Lampasas, TX	7,869	88	12.4%
Blandford-Blenheim, ON	7,869	n/a
East Zorra-Tavistock, ON	7,870	n/a
Marengo, IL	7,871	92	8.1%
Santa Clara, UT	7,868	123	23.3%