Lampasas cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8591100
Goods & Services index9493100
Groceries index9291100
Health care index10096100
Housing index5983100
Transportation index9394100
Utilities index111100100
Displayed above is a general overview of the Lampasas, TX cost of living index. The overall cost of living index in Lampasas, TX is 85, which is 6% lower than the Texas average and 15% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Lampasas, TX are 1% higher than the Texas average and 6% lower than the national average.

Did you know?

  • The cost of living in Lampasas is 6% lower than the Texas average.
  • The cost of living in Lampasas is 15% lower than the national average.
  • The cost of housing in Lampasas is 41% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Lampasas, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Lampasas, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Lampasas, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Lampasas, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The affordability of the housing market in Lampasas, TX as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Lampasas, TX homeowners, the median income is $42,788. This indicates that a monthly maximum of $998 should be spent by homeowners on all housing related costs. Renters have a median income of $31,207. This indicates that renters should have a maximum of $728 used for their rent related monthly costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
One thing to keep in mind when considering the cost of living in Lampasas, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemLampasasNational avg.Difference
Haircut $22.33$16.0938.8%
Beauty Salon $50.37$37.3334.9%
Toothpaste $2.05$2.4516.2%
Shampoo $0.98$1.002.1%
Movie $10.75$10.284.6%
Bowling $4.99$4.931.2%


ItemLampasasNational avg.Difference
Ground Beef $3.31$3.8013.0%
Fried Chicken $1.32$1.405.7%
Milk $1.87$2.016.7%
Potatoes $3.01$3.010.1%
Pizza $8.99$9.899.1%
Beer $8.72$8.902.0%

Health Care

ItemLampasasNational avg.Difference
Optometrist $94.00$102.168.0%
Doctor $109.00$108.360.6%
Dentist $94.50$92.532.1%
Ibuprofen $8.31$9.2810.5%
Lipitor $433.31$425.821.8%


ItemLampasasNational avg.Difference
Home Price $94,700.00$184,700.0048.7%
Avg. Mortgage Payment $1,083.04$1,202.449.9%
Apartment Rent $742.00$949.0021.8%


ItemLampasasNational avg.Difference
Gasoline $2.15$2.244.0%
Tire Balancing $40.00$46.2913.6%


ItemLampasasNational avg.Difference
All Electricity$179.08$165.967.9%
Phone $32.99$28.6815.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lometa, TX75375-25%
Kempner, TX1,10585-15%
Lampasas, TX7,23885-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Milton, WA7,23911616%
Etowah, NC7,23798-2%
Seminole, TX7,23990-10%
Celina, TX7,2361011%
Knoxville, IA7,23681-19%
Lampasas, TX7,23885-15%
Source: The Lampasas, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.