Cost of Living in Lakeshore, San Francisco, CA

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F
163%
Overall NAT. AVG.
17%
Groceries NAT. AVG.
493%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Lakeshore San Francisco California
Cost of living263245141
Groceries117122111
Health care115123116
Housing593516197
Transportation127132118
Utilities126126119
Lifestyle & Entertainment126140120
Household Items110118111
Education & Childcare130154127
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Homes For Sale In San Francisco, CA

property for sale

11 Marview Way

San Francisco, CA
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5900 3rd St #2414

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1904 Filbert St Unit A

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property for sale

301 Montecito Ave

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Cost Of Living Quick Facts

  • The cost of living in Lakeshore is 87% higher than the San Francisco average
  • The cost of living in Lakeshore is 163% higher than the national average
  • Lakeshore housing is 493% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Lakeshore

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Compare San Francisco, CA Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$155,917$12,993$3,638$4,678

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Strawberry CDP (Tuolumne County), CA11911515.1%
      El Cerrito CDP, CA5,89614141.1%
      Emeryville, CA12,13117171.1%
      Oakland, CA431,36618888.4%
      El Cerrito, CA25,955202102.3%
      San Francisco, CA898,133245145.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Indianapolis, IN899,521936.6%
      Charlotte, NC903,22811010.2%
      Columbus, OH914,920973.5%
      Fort Worth, TX926,3711032.9%
      Jacksonville, FL934,7521088.0%
      San Francisco, CA898,133245145.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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