Cost Of Living in San Cristobal, NM

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A+

4%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	San Cristobal	New Mexico	National
Cost of living	96	94	100
Groceries	96	98	100
Health care	95	98	100
Housing	n/a	85	100
Transportation	95	98	100
Utilities	99	97	100
Lifestyle & Entertainment	100	96	100
Household Items	99	98	100
Education & Childcare	92	96	100

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Cost Of Living Quick Facts

The cost of living in San Cristobal is 3% higher than the New Mexico average
The cost of living in San Cristobal is 4% lower than the national average
San Cristobal housing is 16% lower than the national average
New Mexico general sales tax is 2% lower than the national average
New Mexico state income tax is 35% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

New Mexico Sales Tax

State	General Sales Tax	With Max Surtax
New Mexico	5%	8.688%

New Mexico Income Tax

State	Income Tax (Low)	Income Tax (High)
New Mexico	1.7%	5.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Questa, NM	2,009	90	9.6%
Red River, NM	618	103	2.8%
Taos Pueblo, NM	1,489	105	5.2%
Arroyo Seco, NM	2,357	107	7.3%
Taos Ski Valley, NM	48	167	67.4%
San Cristobal, NM	162	96	3.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Winthrop, AR	162	80	20.0%
Ali Chuk, AZ	162	103	3.1%
Big Creek, CA	162	114	14.1%
Philo, CA	162	125	24.9%
Braddyville, IA	162	82	17.8%
San Cristobal, NM	162	96	3.6%