A+
6%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index San Angelo Texas National
Cost of living9494100
Groceries9698100
Health care9698100
Housing8383100
Transportation9798100
Utilities106103100
Lifestyle & Entertainment10198100
Household Items9998100
Education & Childcare10098100
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An Overview of Cost of Living in San Angelo, TX

Getting a feel for the cost of living in San Angelo is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in San Angelo is 94, which is 6% lower than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in San Angelo are priced in a manner consistent with other areas. This means that residents of San Angelo can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.

What Do Locals Say About the Cost of Living in San Angelo?

Locals have the inside scoop on their city. So, we polled 13 residents in San Angelo to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 62% find it reasonable with decreasing prices, but 38% think it's quite pricey, with prices that continue to rise.

Is San Angelo Affordable?

Wondering if San Angelo is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In San Angelo, for example, the median home price is 21.5% lower than what folks pay nationally, and monthly rent is 5.5% lower than the usual rates. Plus, income levels matter too, with San Angelo boasting a median household income of $83,107, which is 2.2% higher than the national average.

What Factors can Influence the Cost of Living in San Angelo?

Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In San Angelo, the utilities index is 5.7% higher than the national average.

Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In San Angelo, the general sales tax rate starts at 6.25%, and income tax rates begin at 0%.

Urbanization: Larger, urban centers, known for their wealth of amenities and strong employment prospects, often exhibit an elevated cost of living, primarily attributable to the heightened demand for services and residential relocation. Consequently, this scenario leads to elevated home prices and higher rental rates. In contrast, sparsely populated rural areas or regions characterized by diminished demand typically provide a more limited array of amenities and experience slower job market growth, resulting in a more affordable cost of living.

Where is the Data From?

The San Angelo cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in San Angelo is equal to the Texas average
  • The cost of living in San Angelo is 6% lower than the national average
  • San Angelo housing is 17% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around San Angelo

See all the best places to live around San Angelo

Compare San Angelo, TX Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$100,610$8,384$2,347$3,019
      Renters$55,381$4,615$1,292$1,662
      A good way to judge both the affordability of the housing and the cost of living in San Angelo is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. San Angelo has a median income of about $100,610 for people who own homes. Based on that number, a maximum of $2,347 should be spent on expenses related to housing. Renters have a slightly different median income, which is $55,381. Based on this average, renters should spend no more than $1,292 on all rental costs if they want to maintain a non-impoverished standard of living.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Carlsbad, TX5608118.8%
      Grape Creek, TX3,9808811.8%
      San Angelo, TX104,042945.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tuscaloosa, AL103,568991.3%
      South Bend, IN104,7968415.8%
      Clarington, ON104,855n/a 
      Vacaville, CA103,11315151.0%
      Roanoke, VA102,987954.7%
      San Angelo, TX104,042945.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.