Cost Of Living in Saddle Ridge, CO

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F

55%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

166%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Saddle Ridge	Colorado	National
Cost of living	155	115	100
Groceries	102	104	100
Health care	108	107	100
Housing	266	136	100
Transportation	107	106	100
Utilities	113	108	100
Lifestyle & Entertainment	107	107	100
Household Items	107	105	100
Education & Childcare	117	111	100

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Cost Of Living Quick Facts

The cost of living in Saddle Ridge is 35% higher than the Colorado average
The cost of living in Saddle Ridge is 55% higher than the national average
Saddle Ridge housing is 166% higher than the national average
Colorado general sales tax is 43% lower than the national average
Colorado state income tax is 69% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$149,516	$12,460	$3,488	$4,486
Renters	$0	$0	$0	$0

Colorado Sales Tax

State	General Sales Tax	With Max Surtax
Colorado	2.9%	10%

Colorado Income Tax

State	Income Tax (Low)	Income Tax (High)
Colorado	4.4%	4.4%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Weldona, CO	196	89	11.3%
Log Lane Village, CO	1,079	94	5.6%
Snyder, CO	157	94	5.5%
Hillrose, CO	322	99	0.8%
Brush, CO	5,549	105	4.5%
Saddle Ridge, CO	52	155	55.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
McDougal, AR	52	74	25.9%
Padre Ranchitos, AZ	52	104	4.0%
Tonopah, AZ	52	102	1.7%
Lookout, CA	52	117	17.4%
Pine Island, FL	52	103	3.2%
Saddle Ridge, CO	52	155	55.2%