Cost Of Living in Ruby, SC

Get 300+ Local Insights for Any Address in Ruby, SC

Get Access to 300+ Local Data Points

A+

11%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ruby	South Carolina	National
Cost of living	89	94	100
Groceries	98	99	100
Health care	99	98	100
Housing	66	81	100
Transportation	100	99	100
Utilities	98	101	100
Lifestyle & Entertainment	97	98	100
Household Items	102	99	100
Education & Childcare	100	98	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Homes For Sale In Ruby, SC

213 Pine Branch Ln

Ruby, SC

909 Sheridan Oliver Rd

Ruby, SC

Cost Of Living Quick Facts

The cost of living in Ruby is 5% lower than the South Carolina average
The cost of living in Ruby is 11% lower than the national average
Ruby housing is 34% lower than the national average
South Carolina general sales tax is 18% higher than the national average
South Carolina state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Ruby

See all the best places to live around Ruby

Compare Ruby, SC Cost of Living

Write a review to give others more information about this area.

See all Ruby poll results

The best places in South Carolina

Here are the best places to live in South Carolina

Check out the 10 most dangerous cities in South Carolina

Safest Cities In The US

See the best places to live in Ruby

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$78,601	$6,550	$1,834	$2,358
Renters	$46,190	$3,849	$1,078	$1,386

South Carolina Sales Tax

State	General Sales Tax	With Max Surtax
South Carolina	6%	9%

South Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
South Carolina	0%	6.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
McFarlan, NC	95	82	18.4%
Mount Croghan, SC	146	82	17.5%
Patrick, SC	332	84	16.2%
Jefferson, SC	1,163	84	15.9%
Wadesboro, NC	5,482	86	13.8%
Ruby, SC	314	89	10.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Twain, CA	314	118	18.1%
Spring Ridge, FL	314	105	5.3%
Iron City, GA	314	81	18.9%
Bush, IL	314	79	21.1%
Idaville, IN	314	82	17.8%
Ruby, SC	314	89	10.8%