Cost Of Living in Ruby, AK

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A+

8%

Overall NAT. AVG.

18%

Groceries NAT. AVG.

59%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ruby	Alaska	National
Cost of living	92	122	100
Groceries	118	119	100
Health care	108	110	100
Housing	41	137	100
Transportation	112	113	100
Utilities	123	124	100
Lifestyle & Entertainment	115	117	100
Household Items	108	110	100
Education & Childcare	114	114	100

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Cost Of Living Quick Facts

The cost of living in Ruby is 24% lower than the Alaska average
The cost of living in Ruby is 8% lower than the national average
Ruby housing is 59% lower than the national average
Alaska general sales tax is 100% lower than the national average
Alaska state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$46,485	$3,874	$1,085	$1,395
Renters	$64,232	$5,353	$1,499	$1,927

Alaska Sales Tax

State	General Sales Tax	With Max Surtax
Alaska	0%	7%

Alaska Income Tax

State	Income Tax (Low)	Income Tax (High)
Alaska	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ruby, AK	197	92	7.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Ardencroft, DE	197	126	26.0%
Bonita, LA	197	87	12.6%
Melvin, MI	197	80	19.5%
Frontenac, MN	197	98	2.4%
Braxton, MS	197	84	15.7%
Ruby, AK	197	92	7.9%