B
12%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
24%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Rosedale Maryland National
Cost of living112121100
Groceries103105100
Health care107109100
Housing124151100
Transportation109109100
Utilities106108100
Lifestyle & Entertainment105109100
Household Items106105100
Education & Childcare112112100
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An Overview of Cost of Living in Rosedale, MD

Are you thinking about relocating, but curious about the potential cost of living in Rosedale? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Rosedale stands at 112, making it 12% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

When it comes to the cost of living in Rosedale, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 23.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Rosedale Affordable?

Is Rosedale an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Rosedale, the median home price is 23% higher than what most folks pay across the country, and monthly rent prices are 26.1% higher than the usual rates. Income levels in Rosedale come in at $112,325, which is 38.1% higher than the national average.

What Factors can Influence the Cost of Living in Rosedale?

Urbanization: Urban areas with extensive amenities and job opportunities tend to have a higher cost of living due to increased demand for services and relocation, resulting in higher home prices and higher rents. Less densely populated rural areas, or areas with less demand tend to have fewer amenities and slower job growth, which results in a lower cost of living.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Rosedale, the groceries index is 3.3% higher than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Rosedale, the transportation index is 9.1% higher than the national average.

Where is the Data From?

The Rosedale cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Rosedale is 8% lower than the Maryland average
  • The cost of living in Rosedale is 12% higher than the national average
  • Rosedale housing is 24% higher than the national average
  • Maryland general sales tax is 18% higher than the national average
  • Maryland state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Rosedale

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Compare Rosedale, MD Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$130,703$10,892$3,050$3,921
      Renters$84,002$7,000$1,960$2,520
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Rosedale, MD, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Rosedale, homeowners have a median income of $130,703. Using that number, a maximum of $3,050 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $84,002, which means there is a maximum of $1,960 to be spent on the costs of renting a home or apartment.

      Maryland Sales Tax

      State General Sales Tax With Max Surtax
      Maryland 6% 6%

      Maryland Income Tax

      State Income Tax (Low) Income Tax (High)
      Maryland 2% 5.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bel Air CDP, MD1,4211000.1%
      Dundalk, MD65,2411065.9%
      Lansdowne, MD8,9641044.0%
      Baltimore, MD621,7441087.9%
      Rock Hall, MD1,5941055.3%
      Rosedale, MD20,52511211.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Parma Heights, OH20,5278911.2%
      Eastchester, NY20,53616766.6%
      Middleton, WI20,51212020.5%
      Glassboro, NJ20,50911515.1%
      La Cañada Flintridge, CA20,543305204.9%
      Rosedale, MD20,52511211.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.