A
7%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
10%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Roseburg Oregon National
Cost of living107111100
Groceries104104100
Health care107105100
Housing110124100
Transportation107106100
Utilities105106100
Lifestyle & Entertainment108107100
Household Items103104100
Education & Childcare106109100
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An Overview of Cost of Living in Roseburg, OR

Understanding the cost of living in Roseburg can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Roseburg cost of living index is 107, which is 7% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.

The cost of living in Roseburg closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Roseburg can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.

What Do Locals Say About the Cost of Living in Roseburg?

The real experts on a city are its residents. That's why we reached out to 12 locals to get their views on the cost of living in Roseburg. We surveyed the residents and asked them if they felt like prices were affordable or out of reach. The results were as follows. 25% found it budget-friendly with decreasing prices, while 75% said it's simply not affordable as prices have continued to rise.

Is Roseburg Affordable?

Is Roseburg affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Roseburg, for instance, where the median home price falls 14.9% higher than the national average, and monthly rent rates are 1% lower than usual. Additionally, median income levels contribute to the equation, with Roseburg flaunting a median household income of $70,127, 13.8% lower than the national norm.

What Factors can Influence the Cost of Living in Roseburg?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Roseburg, the utilities index registers 4.6% higher than the national average.

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Roseburg, the transportation index is 6.9% higher than the national average.

Urbanization: Larger, urban hubs brimming with ample amenities and robust employment opportunities often showcase a heightened cost of living. This surge is primarily attributed to the amplified demand for services and increased residential migration, culminating in elevated home prices and elevated rental rates. Conversely, less densely populated rural locales or regions characterized by reduced demand tend to offer a more limited array of amenities and undergo slower job market growth, ultimately yielding a more affordable cost of living.

Where is the Data From?

The cost of living data for Roseburg shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Roseburg is 4% lower than the Oregon average
  • The cost of living in Roseburg is 7% higher than the national average
  • Roseburg housing is 10% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Roseburg

See all the best places to live around Roseburg

Compare Roseburg, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$86,628$7,219$2,021$2,599
      Renters$53,987$4,499$1,260$1,620
      The affordability of the housing market in Roseburg, OR as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Roseburg homeowners, the median income is $86,628. This indicates that a monthly maximum of $2,021 should be spent by homeowners on all housing related costs. Renters have a median income of $53,987. This indicates that renters would have a maximum of $1,260 for their rent related monthly costs.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dillard, OR5361065.5%
      Myrtle Creek, OR3,5401011.3%
      Green, OR8,4631021.7%
      Sutherlin, OR8,2221033.0%
      Roseburg North, OR4,4731033.0%
      Roseburg, OR23,8981076.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bluffton, SC23,89612019.9%
      Copiague, NY23,90113131.3%
      Greenwood, SC23,8938613.6%
      Saint-Lin--Laurentides, QC23,910n/a 
      Chalmette, LA23,911964.1%
      Roseburg, OR23,8981076.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.