Cost Of Living in Rock Point, AZ

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22%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

67%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Rock Point	Arizona	National
Cost of living	78	101	100
Groceries	101	101	100
Health care	99	101	100
Housing	33	96	100
Transportation	98	102	100
Utilities	96	111	100
Lifestyle & Entertainment	95	103	100
Household Items	99	101	100
Education & Childcare	95	103	100

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Cost Of Living Quick Facts

The cost of living in Rock Point is 22% lower than the Arizona average
The cost of living in Rock Point is 22% lower than the national average
Rock Point housing is 67% lower than the national average
Arizona general sales tax is 10% higher than the national average
Arizona state income tax is 4% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$25,618	$2,135	$598	$769
Renters	$68,446	$5,704	$1,597	$2,054

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.5%	2.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Dennehotso, AZ	736	74	26.1%
Round Rock, AZ	796	77	23.1%
Rock Point, AZ	548	78	21.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Arden, DE	548	135	34.7%
Steinhatchee, FL	548	92	7.6%
Mansfield, GA	548	90	10.2%
University Park, IA	548	82	17.8%
Rolla, KS	548	86	14.3%
Rock Point, AZ	548	78	21.6%