Cost Of Living in Roca, NE

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A+

5%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

10%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Roca	Nebraska	National
Cost of living	95	91	100
Groceries	96	97	100
Health care	96	98	100
Housing	90	76	100
Transportation	102	99	100
Utilities	96	96	100
Lifestyle & Entertainment	97	97	100
Household Items	95	98	100
Education & Childcare	96	96	100

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Homes For Sale In Roca, NE

5280 Prairie Sage Dr

Roca, NE

3132 Abbotsford Ln

Roca, NE

7820 Prairieflower Dr

Roca, NE

3146 Greta Dr

Roca, NE

Cost Of Living Quick Facts

The cost of living in Roca is 4% higher than the Nebraska average
The cost of living in Roca is 5% lower than the national average
Roca housing is 10% lower than the national average
Nebraska general sales tax is 8% higher than the national average
Nebraska state income tax is 5% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,503	$9,125	$2,555	$3,285
Renters	$53,420	$4,452	$1,246	$1,603

Nebraska Sales Tax

State	General Sales Tax	With Max Surtax
Nebraska	5.5%	7.5%

Nebraska Income Tax

State	Income Tax (Low)	Income Tax (High)
Nebraska	2.46%	6.64%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Walton, NE	415	97	2.8%
Douglas, NE	273	85	15.1%
Sterling, NE	513	85	15.0%
Clatonia, NE	400	87	13.0%
Alvo, NE	127	89	10.6%
Roca, NE	135	95	5.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nauvoo, AL	135	80	19.5%
Yellow Bluff, AL	135	80	20.2%
Otter Creek, FL	135	79	21.0%
Nemaha, IA	135	78	21.6%
Yale, IL	135	76	23.9%
Roca, NE	135	95	5.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Roca, NE

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

Nebraska Sales Tax

Nebraska Income Tax

Nearby cities with low cost of living

Cities with similar population