Cost Of Living in Otter Creek, FL

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A+

21%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

82%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Otter Creek	Florida	National
Cost of living	79	102	100
Groceries	100	102	100
Health care	105	104	100
Housing	18	97	100
Transportation	100	103	100
Utilities	113	110	100
Lifestyle & Entertainment	110	104	100
Household Items	106	102	100
Education & Childcare	112	106	100

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Homes For Sale In Otter Creek, FL

310 N Otter Creek Ave

Otter Creek, FL

Cost Of Living Quick Facts

The cost of living in Otter Creek is 22% lower than the Florida average
The cost of living in Otter Creek is 21% lower than the national average
Otter Creek housing is 82% lower than the national average
Florida general sales tax is 18% higher than the national average
Florida state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,112	$3,343	$936	$1,203
Renters	$0	$0	$0	$0

Florida Sales Tax

State	General Sales Tax	With Max Surtax
Florida	6%	7.5%

Florida Income Tax

State	Income Tax (Low)	Income Tax (High)
Florida	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Manatee Road, FL	2,168	85	15.0%
East Bronson, FL	1,533	92	8.1%
Chiefland, FL	2,379	93	6.9%
Williston Highlands, FL	2,504	93	6.7%
Bronson, FL	1,118	94	6.4%
Otter Creek, FL	135	79	21.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Nauvoo, AL	135	80	19.5%
Yellow Bluff, AL	135	80	20.2%
Nemaha, IA	135	78	21.6%
Yale, IL	135	76	23.9%
Narka, KS	135	69	31.3%
Otter Creek, FL	135	79	21.0%