Cost of Living in River Oaks, TX

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A+
5%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index River Oaks Texas National
Cost of living9594100
Groceries10398100
Health care10298100
Housing8183100
Transportation9898100
Utilities108103100
Lifestyle & Entertainment9998100
Household Items10198100
Education & Childcare9998100
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Homes For Sale In River Oaks, TX

property for sale

1732 Lawther Dr

River Oaks, TX
property for sale

1125 Oxford St

River Oaks, TX
property for sale

5316 Cahill Oval St

River Oaks, TX
property for sale

5025 Langley Rd

Fort Worth, TX

Cost Of Living Quick Facts

  • The cost of living in River Oaks is 1% higher than the Texas average
  • The cost of living in River Oaks is 5% lower than the national average
  • River Oaks housing is 19% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around River Oaks

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Compare River Oaks, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,240$7,270$2,035$2,617
      Renters$82,085$6,840$1,915$2,463
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in River Oaks, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In River Oaks, homeowners have a median income of $87,240. Using that number, a maximum of $2,035 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $82,085, which means there is a maximum of $1,915 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Lakeside town (San Patricio County), TX3168515.0%
      Pelican Bay, TX1,6578812.1%
      Sansom Park, TX5,730919.4%
      Everman, TX6,422909.9%
      Forest Hill, TX13,444955.2%
      River Oaks, TX7,830954.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Newport, AR7,8288019.6%
      Brighton, MI7,8281032.8%
      Southgate, ON7,828n/a 
      Park City, KS7,834928.3%
      Decorah, IA7,825982.2%
      River Oaks, TX7,830954.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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