Cost of Living in Richfield, NC

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A
4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Richfield North Carolina National
Cost of living10496100
Groceries98100100
Health care10099100
Housing11988100
Transportation9799100
Utilities9899100
Lifestyle & Entertainment99100100
Household Items99100100
Education & Childcare94100100
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Homes For Sale In Richfield, NC

property for sale

49354 Reeves Island Rd

Richfield, NC
property for sale

2275 River Rd

Richfield, NC
property for sale

1225 Panther Point Rd

Richfield, NC
property for sale

44716 Gold Branch Rd

Richfield, NC

Cost Of Living Quick Facts

  • The cost of living in Richfield is 8% higher than the North Carolina average
  • The cost of living in Richfield is 4% higher than the national average
  • Richfield housing is 19% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Richfield

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      Salary Calculator

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$106,770$8,898$2,491$3,203
      Renters$54,140$4,512$1,263$1,624

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      East Spencer, NC1,4298316.6%
      Badin, NC2,0438514.6%
      Denton, NC1,3958712.7%
      Millingport, NC4608613.6%
      Misenheimer, NC7188713.0%
      Richfield, NC9271043.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Vienna, MO9278614.3%
      Greenevers, NC9278515.1%
      Emerson, NE9278416.3%
      Chateaugay, NY927927.6%
      Sodus Point, NY9271066.5%
      Richfield, NC9271043.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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