Cost Of Living in Red Oak, NC

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A+

2%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

12%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Red Oak	North Carolina	National
Cost of living	102	96	100
Groceries	98	100	100
Health care	101	99	100
Housing	112	88	100
Transportation	97	99	100
Utilities	97	99	100
Lifestyle & Entertainment	97	100	100
Household Items	101	100	100
Education & Childcare	96	100	100

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Homes For Sale In Red Oak, NC

691 Gadwall Ct

Nashville, NC

2316 Heartland RD

Red Oak, NC

2454 Buckboard Trl

Rocky Mount, NC

4083 N Old Carriage Rd

Rocky Mount, NC

Cost Of Living Quick Facts

The cost of living in Red Oak is 7% higher than the North Carolina average
The cost of living in Red Oak is 2% higher than the national average
Red Oak housing is 12% higher than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$111,144	$9,262	$2,593	$3,335
Renters	$42,318	$3,527	$987	$1,270

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Momeyer, NC	443	81	19.3%
Enfield, NC	2,431	82	17.7%
Whitakers, NC	600	84	16.0%
Sharpsburg, NC	1,454	86	13.8%
Castalia, NC	282	86	13.7%
Red Oak, NC	3,517	102	2.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Elizabethtown, NC	3,517	92	8.3%
Eielson AFB, AK	3,518	142	41.5%
Jamestown, CA	3,515	113	13.5%
Benton City, WA	3,515	103	3.1%
Tipton, CA	3,519	110	9.7%
Red Oak, NC	3,517	102	2.2%