| Index | Rancho Santa Fe | California | National |
| Cost of living | 342 | 143 | 100 |
| Goods & Services | 116 | 115 | 100 |
| Groceries | 113 | 108 | 100 |
| Health care | 100 | 103 | 100 |
| Housing | 852 | 197 | 100 |
| Transportation | 143 | 136 | 100 |
| Utilities | 149 | 144 | 100 |
Why stop at city-to-city? With Local Insights, you can compare neighborhoods, zip codes, or even exact addresses. Access 300+ hyperlocal data points—from schools and crime to housing and amenities—to see which area is the better fit.
| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $306,437 | $25,536 | $7,150 | $9,194 |
| Renters | $165,368 | $13,781 | $3,858 | $4,962 |
| State | General Sales Tax | With Max Surtax |
| California | 7.25% | 10.5% |
| State | Income Tax (Low) | Income Tax (High) |
| California | 1% | 13.3% |
| Item | Rancho Santa Fe | National avg. | Difference |
| Haircut | $29.50 | $27.62 | 6.8% |
| Beauty Salon | $69.17 | $51.11 | 35.3% |
| Toothpaste | $3.99 | $4.09 | 2.5% |
| Shampoo | $1.62 | $1.54 | 5.1% |
| Movie | $17.79 | $12.88 | 38.1% |
| Yoga | $25.00 | $19.66 | 27.2% |
| Item | Rancho Santa Fe | National avg. | Difference |
| Ground Beef | $8.03 | $7.70 | 4.2% |
| Fried Chicken | $3.70 | $1.66 | 122.6% |
| Milk | $5.20 | $4.73 | 9.9% |
| Potatoes | $4.85 | $5.26 | 7.7% |
| Pizza | $15.36 | $12.76 | 20.4% |
| Beer | $11.40 | $10.55 | 8.1% |
| Item | Rancho Santa Fe | National avg. | Difference |
| Optometrist | $141.42 | $140.06 | 1.0% |
| Doctor | $160.00 | $153.82 | 4.0% |
| Dentist | $119.02 | $123.15 | 3.4% |
| Ibuprofen | $12.39 | $11.73 | 5.6% |
| Lipitor | $21.63 | $23.61 | 8.4% |
| Item | Rancho Santa Fe | National avg. | Difference |
| Home Price | $3,540,232.00 | $326,622.00 | 983.9% |
| Avg. Mortgage Payment | $5,420.43 | $2,480.25 | 118.5% |
| Apartment Rent | $4,509.00 | $1,444.00 | 212.3% |
| Item | Rancho Santa Fe | National avg. | Difference |
| Gasoline | $4.57 | $3.06 | 49.4% |
| Tire Balancing | $82.37 | $65.21 | 26.3% |
| Item | Rancho Santa Fe | National avg. | Difference |
| All Electricity | $401.68 | $220.12 | 82.5% |
| Phone | $182.71 | $195.71 | 6.6% |
| City | Population | Cost of Living Index | National Avg. |
| Bostonia, CA | 18,008 | 145 | 44.7% |
| Escondido, CA | 153,941 | 154 | 54.4% |
| Santee, CA | 59,609 | 159 | 58.5% |
| Vista, CA | 102,779 | 161 | 61.5% |
| Camp Pendleton South, CA | 17,110 | 162 | 61.5% |
| Rancho Santa Fe, CA | 2,734 | 342 | 241.7% |
| City | Population | Cost of Living Index | National Avg. |
| French River / Rivière des Français, ON | 2,734 | n/a | |
| Farm Loop, AK | 2,733 | 132 | 32.1% |
| Clifton, TN | 2,733 | 84 | 16.4% |
| Folly Beach, SC | 2,735 | 151 | 50.9% |
| Saint-Gilles, QC | 2,735 | n/a | |
| Rancho Santa Fe, CA | 2,734 | 342 | 241.7% |
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