Rancho Mirage, CA Cost Of Living

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Rancho Mirage cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Rancho Mirage	California	National
Cost of living index	145	140	100
Index	Rancho Mirage	California	National
Goods & Services index	108	111	100
Groceries index	116	118	100
Health care index	110	113	100
Housing index	218	196	100
Transportation index	130	128	100
Utilities index	119	118	100

A general overview of the cost of living index for Rancho Mirage, CA is displayed above. In Rancho Mirage, CA, the overall cost of living index is 145, which is 4% higher than the California average and 45% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Rancho Mirage, CA, the city's goods and services are 3% lower than the California average and 8% higher than the U.S. average.

Did you know?

The cost of living in Rancho Mirage is 4% higher than the California average.
The cost of living in Rancho Mirage is 45% higher than the national average.
The cost of housing in Rancho Mirage is 118% higher than the national average.
California general sales tax is 42% higher than the national average.
California state income tax is 55% lower than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Use the salary calculator to compare your current income in Rancho Mirage, CA to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Rancho Mirage, CA, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Rancho Mirage, CA salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$76,673	$6,389	$1,789	$2,300
Renters	$36,549	$3,046	$853	$1,097

A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Rancho Mirage, CA, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Rancho Mirage, CA has a median income of about $76,673 for people who own homes. Based on that number, a person should spend a maximum of $1,789 on expenses related to housing. Renters have a slightly different median income, which is $36,549. Based on this average, renters should spend no more than $853 on all of their rental costs if they want to maintain a non-impoverished standard of living.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

When assessing the complete cost of living in Rancho Mirage, CA, the California income tax and the California sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The California maximum surtax is 10.5%, and the California sales tax is 7.25%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1% to 13.3% in California.

Goods & Services

Item	Rancho Mirage	National avg.	Difference
Haircut	$20.80	$17.49	18.9%
Beauty Salon	$61.25	$38.17	60.5%
Toothpaste	$2.49	$2.32	7.3%
Shampoo	$1.39	$1.01	37.4%
Movie	$14.12	$10.72	31.7%
Bowling	$20.67	$13.86	49.1%

Groceries

Item	Rancho Mirage	National avg.	Difference
Ground Beef	$3.32	$3.90	14.9%
Fried Chicken	$1.79	$1.40	28.2%
Milk	$2.19	$1.96	11.6%
Potatoes	$2.99	$3.18	6.1%
Pizza	$10.99	$10.39	5.7%
Beer	$9.66	$9.23	4.7%

Health Care

Item	Rancho Mirage	National avg.	Difference
Optometrist	$114.50	$106.34	7.7%
Doctor	$131.25	$115.25	13.9%
Dentist	$104.00	$98.38	5.7%
Ibuprofen	$12.32	$9.26	33.0%
Lipitor	$483.87	$466.47	3.7%

Housing

Item	Rancho Mirage	National avg.	Difference
Home Price	$471,300.00	$184,700.00	155.2%
Avg. Mortgage Payment	$2,842.85	$1,273.32	123.3%
Apartment Rent	$1,245.00	$949.00	31.2%

Transportation

Item	Rancho Mirage	National avg.	Difference
Gasoline	$3.79	$2.59	46.2%
Tire Balancing	$52.00	$48.90	6.4%

Utilities

Item	Rancho Mirage	National avg.	Difference
All Electricity	$230.87	$167.60	37.7%
Phone	$173.40	$163.42	6.1%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

City, State	Population	Cost of Living Index	National Avg.
Desert Edge, CA	3,848	89	-11%
Sky Valley, CA	2,574	95	-5%
Garnet, CA	6,297	101	1%
Desert Hot Springs, CA	28,092	102	2%
Whitewater, CA	821	103	3%
Rancho Mirage, CA	17,876	145	45%

City, State	Population	Cost of Living Index	National Avg.
Oswego, NY	17,880	88	-12%
Farmington, MO	17,881	87	-13%
Sheridan, WY	17,866	101	1%
St. Marys, GA	17,853	94	-6%
Monroe, WA	17,906	131	31%
Rancho Mirage, CA	17,876	145	45%

Rancho Mirage, CA Cost of Living