Cost of Living in Thousand Palms, CA

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D
14%
Overall NAT. AVG.
12%
Groceries NAT. AVG.
9%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Thousand Palms California National
Cost of living114141100
Groceries112111100
Health care114116100
Housing109197100
Transportation121118100
Utilities121119100
Lifestyle & Entertainment122120100
Household Items108111100
Education & Childcare123127100
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Homes For Sale In Thousand Palms, CA

property for sale

35461 Mexico Way

Thousand Palms, CA
property for sale

33710 Bell Rd

Thousand Palms, CA
property for sale

73301 Broadmoor Dr

Thousand Palms, CA
property for sale

35453 Canteen

Thousand Palms, CA

Cost Of Living Quick Facts

  • The cost of living in Thousand Palms is 19% lower than the California average
  • The cost of living in Thousand Palms is 14% higher than the national average
  • Thousand Palms housing is 9% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Thousand Palms

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$89,125$7,427$2,079$2,674
      Renters$90,340$7,528$2,108$2,710
      The affordability of the housing market in Thousand Palms, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Thousand Palms homeowners, the median income is $89,125. This indicates that a monthly maximum of $2,079 should be spent by homeowners on all housing related costs. Renters have a median income of $90,340. This indicates that renters would have a maximum of $2,108 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Desert Edge, CA3,594936.6%
      Sky Valley, CA2,3281033.0%
      Thermal, CA1,4061033.0%
      Whitewater, CA1,20211312.8%
      Coachella, CA46,85811514.9%
      Thousand Palms, CA8,38811414.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Torbay, NL8,388n/a 
      Wading River, NY8,38715150.9%
      Dayton, NJ8,38914342.8%
      Oradell, NJ8,38916968.7%
      Ephrata, WA8,3901044.0%
      Thousand Palms, CA8,38811414.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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