Cost Of Living in Putnam, TX

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A+

22%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

70%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Putnam	Texas	National
Cost of living	78	94	100
Groceries	100	98	100
Health care	96	98	100
Housing	30	83	100
Transportation	100	98	100
Utilities	103	103	100
Lifestyle & Entertainment	94	98	100
Household Items	98	98	100
Education & Childcare	95	98	100

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Cost Of Living Quick Facts

The cost of living in Putnam is 17% lower than the Texas average
The cost of living in Putnam is 22% lower than the national average
Putnam housing is 70% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Moran, TX	226	78	21.6%
Baird, TX	1,868	82	18.2%
Cisco, TX	3,873	83	17.3%
Putnam, TX	94	78	22.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Big Lagoon, CA	94	135	34.8%
C-Road, CA	94	104	3.8%
Darwin, CA	94	86	13.5%
Springhill, FL	94	121	20.8%
Bishop Hill, IL	94	84	15.7%
Putnam, TX	94	78	22.2%