Cost Of Living in Cisco, TX

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A+

17%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

53%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cisco	Texas	National
Cost of living	83	94	100
Groceries	100	98	100
Health care	96	98	100
Housing	47	83	100
Transportation	100	98	100
Utilities	103	103	100
Lifestyle & Entertainment	94	98	100
Household Items	98	98	100
Education & Childcare	95	98	100

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Homes For Sale In Cisco, TX

TBD County Road 144

, TX

1007 W 12th St

Cisco, TX

Lot 84 Hidden Shores Dr

, TX

403 W 5th St

Cisco, TX

See the Newest Homes For Sale In Cisco, TX

Cost Of Living Quick Facts

The cost of living in Cisco is 12% lower than the Texas average
The cost of living in Cisco is 17% lower than the national average
Cisco housing is 53% lower than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,194	$5,766	$1,614	$2,076
Renters	$90,148	$7,512	$2,103	$2,705

To approximate the cost of living and the housing affordability in Cisco, TX, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Cisco have a median income of $69,194. Therefore, the amount that a consumer should spend on housing costs should be no more than $1,614 per month to avoid calamity and poverty. The renters in the city have an income of about $90,148, which would make their monthly maximum allowable rental costs $2,103.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Carbon, TX	311	77	23.2%
Putnam, TX	94	78	22.2%
Moran, TX	226	78	21.6%
Eastland, TX	3,985	89	10.9%
Cisco, TX	3,873	83	17.3%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Mojave, CA	3,873	103	3.0%
Indian Head Park, IL	3,873	108	8.3%
Bayport, MN	3,875	115	15.2%
Falmouth, MA	3,870	156	56.1%
Independence, MN	3,869	150	50.0%
Cisco, TX	3,873	83	17.3%