Cisco, TX Cost Of Living

Cisco cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Cisco	Texas	National
Cost of living index	80	91	100
Index	Cisco	Texas	National
Goods & Services index	97	93	100
Groceries index	100	91	100
Health care index	105	96	100
Housing index	35	83	100
Transportation index	90	94	100
Utilities index	109	100	100

A general overview of the cost of living index for Cisco, TX is displayed above. In Cisco, TX, the overall cost of living index is 80, which is 12% lower than the Texas average and 20% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Cisco, TX, the city's goods and services are 4% higher than the Texas average and 3% lower than the U.S. average.

Did you know?

The cost of living in Cisco is 12% lower than the Texas average.
The cost of living in Cisco is 20% lower than the national average.
The cost of housing in Cisco is 65% lower than the national average.
Texas general sales tax is 23% higher than the national average.
Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Using the salary calculator lets you compare the salary you earn in Cisco, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Cisco, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Cisco, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$25,583	$2,132	$597	$768
Renters	$37,279	$3,107	$870	$1,118

One can approximate the cost of living and the housing affordability in Cisco, TX by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Cisco, TX have a median income of $25,583. Therefore, the amount that a consumer should spend on housing costs should be no more than $597 per month to avoid calamity and poverty. The renters in the city have an income of about $37,279, which would make their monthly maximum allowable rental costs $870.

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

One thing to keep in mind when considering the cost of living in Cisco, TX is the Texas sales tax and Texas income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Texas sales tax rate is 6.25% and the maximum surtax that can be charged is 8.25%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

Item	Cisco	National avg.	Difference
Haircut	$16.80	$16.09	4.4%
Beauty Salon	$40.10	$37.33	7.4%
Toothpaste	$2.85	$2.45	16.6%
Shampoo	$0.89	$1.00	11.4%
Movie	$9.12	$10.28	11.3%
Bowling	$4.02	$4.93	18.6%

Groceries

Item	Cisco	National avg.	Difference
Ground Beef	$3.43	$3.80	9.9%
Fried Chicken	$1.22	$1.40	12.7%
Milk	$1.69	$2.01	15.8%
Potatoes	$3.54	$3.01	17.4%
Pizza	$10.40	$9.89	5.2%
Beer	$8.65	$8.90	2.7%

Health Care

Item	Cisco	National avg.	Difference
Optometrist	$138.37	$102.16	35.4%
Doctor	$135.26	$108.36	24.8%
Dentist	$83.83	$92.53	9.4%
Ibuprofen	$9.01	$9.28	2.9%
Lipitor	$403.67	$425.82	5.2%

Housing

Item	Cisco	National avg.	Difference
Home Price	$49,300.00	$184,700.00	73.3%
Avg. Mortgage Payment	$1,034.11	$1,202.44	14.0%
Apartment Rent	$523.00	$949.00	44.9%

Transportation

Item	Cisco	National avg.	Difference
Gasoline	$1.93	$2.24	14.2%
Tire Balancing	$45.90	$46.29	0.8%

Utilities

Item	Cisco	National avg.	Difference
All Electricity	$212.43	$165.96	28.0%
Phone	$24.99	$28.68	12.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Moran, TX	312	79	-21%
Putnam, TX	70	79	-21%
Carbon, TX	481	80	-20%
Eastland, TX	3,879	83	-17%
Cisco, TX	3,814	80	-20%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Southgate, KY	3,814	90	-10%
Lonsdale, MN	3,814	107	7%
Roosevelt Park, MI	3,813	85	-15%
Fairbury, NE	3,816	80	-20%
Hopedale, MA	3,812	127	27%
Cisco, TX	3,814	80	-20%

Source: The Cisco, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.

Cisco, TX Cost of Living