Cost Of Living in Cross Roads, TX

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F

51%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

174%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Cross Roads	Texas	National
Cost of living	151	94	100
Groceries	100	98	100
Health care	96	98	100
Housing	274	83	100
Transportation	101	98	100
Utilities	101	103	100
Lifestyle & Entertainment	97	98	100
Household Items	99	98	100
Education & Childcare	94	98	100

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Homes For Sale In Cross Roads, TX

191 Las Colinas Trl

Cross Roads, TX

8804 Eastwood Ave

Cross Roads, TX

2400 Fishtrap Rd

Cross Roads, TX

11900 Tanager Ln

Cross Roads, TX

Cost Of Living Quick Facts

The cost of living in Cross Roads is 61% higher than the Texas average
The cost of living in Cross Roads is 51% higher than the national average
Cross Roads housing is 174% higher than the national average
Texas general sales tax is 22% higher than the national average
Texas state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$230,130	$19,178	$5,369	$6,905
Renters	$103,109	$8,592	$2,406	$3,094

Texas Sales Tax

State	General Sales Tax	With Max Surtax
Texas	6.25%	8.25%

Texas Income Tax

State	Income Tax (Low)	Income Tax (High)
Texas	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Corral City, TX	14	99	1.3%
Bristol, TX	462	99	1.1%
Lincoln Park, TX	199	80	20.2%
Pilot Point, TX	4,575	100	0.1%
Sanger, TX	8,747	100	0.1%
Cross Roads, TX	1,151	151	51.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Punaluu, HI	1,151	170	69.5%
Williamsburg, PA	1,151	86	14.3%
Pinehouse, SK	1,151	n/a
New Market, AL	1,150	86	14.3%
Cotter, AR	1,152	87	13.2%
Cross Roads, TX	1,151	151	51.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Cross Roads, TX

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Cost Of Living Quick Facts

Most Affordable Places to Live in and Around Cross Roads

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Median Income & Debt-To-Income Ratio

Texas Sales Tax

Texas Income Tax

Nearby cities with low cost of living

Cities with similar population