Cost Of Living in Prospect, PA

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4%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

18%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Prospect	Pennsylvania	National
Cost of living	96	97	100
Groceries	99	100	100
Health care	101	99	100
Housing	82	90	100
Transportation	105	101	100
Utilities	104	99	100
Lifestyle & Entertainment	100	100	100
Household Items	100	99	100
Education & Childcare	104	101	100

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Homes For Sale In Prospect, PA

317 Fassinger Rd

Evans City, PA

3 Wilson Rd

Prospect, PA

2200 Prospect Rd

Prospect, PA

N Prospect

Prospect, PA

Cost Of Living Quick Facts

The cost of living in Prospect is 1% lower than the Pennsylvania average
The cost of living in Prospect is 4% lower than the national average
Prospect housing is 18% lower than the national average
Pennsylvania general sales tax is 18% higher than the national average
Pennsylvania state income tax is 18% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$106,388	$8,866	$2,482	$3,192
Renters	$52,537	$4,378	$1,226	$1,576

Pennsylvania Sales Tax

State	General Sales Tax	With Max Surtax
Pennsylvania	6%	8%

Pennsylvania Income Tax

State	Income Tax (Low)	Income Tax (High)
Pennsylvania	3.07%	3.07%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Slippery Rock University, PA	2,583	94	5.8%
Lake Arthur Estates, PA	476	68	32.1%
Unionville, PA	631	85	15.1%
Koppel, PA	783	80	19.5%
Beaver Falls, PA	8,606	86	14.2%
Prospect, PA	1,071	96	4.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Brantley, AL	1,071	82	17.9%
Thomasboro, IL	1,071	87	13.2%
Viola, IL	1,071	87	13.1%
Grand Coteau, LA	1,071	88	11.6%
Bude, MS	1,071	78	22.4%
Prospect, PA	1,071	96	4.2%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Prospect, PA

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Cost Of Living Quick Facts

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The best places in Pennsylvania

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Median Income & Debt-To-Income Ratio

Pennsylvania Sales Tax

Pennsylvania Income Tax

Nearby cities with low cost of living

Cities with similar population