| Index | Prineville | Oregon | National |
| Cost of living | 105 | 111 | 100 |
| Groceries | 103 | 104 | 100 |
| Health care | 102 | 105 | 100 |
| Housing | 105 | 124 | 100 |
| Transportation | 105 | 106 | 100 |
| Utilities | 108 | 106 | 100 |
| Lifestyle & Entertainment | 109 | 107 | 100 |
| Household Items | 103 | 104 | 100 |
| Education & Childcare | 111 | 109 | 100 |
Understanding the cost of living in Prineville can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Prineville cost of living index is 105, which is 5% higher than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
The cost of living in Prineville closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Prineville can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 5 residents in Prineville to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 60% find it reasonable with decreasing prices, but 40% think it's quite pricey, with prices that continue to rise.
Is Prineville affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Prineville, for instance, where the median home price falls 8% higher than the national average, and monthly rent rates are 2.6% lower than usual. Additionally, median income levels contribute to the equation, with Prineville flaunting a median household income of $62,245, 23.5% lower than the national norm.
Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Prineville, healthcare costs are 1.9% higher than the national average.
Utilities: Similar to the prices of any other goods or services, utility expenditures can exhibit substantial variability, influenced by factors such as climate, energy sources accessibility, geographical location and state regulations. Costs related to electricity, water, heating, and waste disposal can fluctuate, whether higher or lower, contingent on the city or state. In Prineville, the utilities index is 8.4% higher than the national average.
Housing: When there's a high demand for housing in trendy places, it can cause property prices and rental rates to soar, leading to a significantly higher cost of living. Conversely, in less desirable locations, where demand is low, prices tend to decrease, resulting in a more budget-friendly cost of living. In Prineville, the housing index is 4.8% higher than the national average.
The cost of living data for Prineville shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $93,083 | $7,757 | $2,172 | $2,793 |
| Renters | $49,118 | $4,093 | $1,146 | $1,474 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Prineville, OR | 10,775 | 105 | 5.2% |
| City | Population | Cost of Living Index | National Avg. |
| Tay, ON | 10,774 | n/a | |
| Van Wert, OH | 10,770 | 84 | 16.2% |
| Oregon, WI | 10,780 | 111 | 11.2% |
| Big Rapids, MI | 10,768 | 86 | 14.0% |
| Bedford Heights, OH | 10,768 | 87 | 12.8% |
| Prineville, OR | 10,775 | 105 | 5.2% |
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