B-
11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
43%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Oregon Wisconsin National
Cost of living11196100
Groceries9799100
Health care9998100
Housing14389100
Transportation9698100
Utilities104101100
Lifestyle & Entertainment9898100
Household Items9899100
Education & Childcare9498100
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An Overview of Cost of Living in Oregon, WI

The cost of living in Oregon affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Oregon is 111, which is 11% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

Housing costs significantly influence the Oregon cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 42.7%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Oregon Affordable?

Is Oregon an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Oregon is 59.1% higher than the national average, while the average monthly rent prices are 4.3% higher than average. The affordability of any location can also be influenced by median income levels. Oregon has a median household income of $128,012, which is 57.4% higher than the national average.

What Factors can Influence the Cost of Living in Oregon?

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Oregon, the transportation index is 4.2% lower than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Oregon, the housing index comes in at 42.7% higher than the national average.

Groceries: Grocery prices have seen substantial hikes in the last 2-3 years, with some markets witnessing food cost increases of over 20% during this period. Conversely, certain markets have experienced only moderate upticks. These variations in food expenses can have a substantial impact on the overall cost of living in any locality. In Oregon, the groceries index is 3% lower than the national average.

Where is the Data From?

The Oregon cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Oregon is 16% higher than the Wisconsin average
  • The cost of living in Oregon is 11% higher than the national average
  • Oregon housing is 43% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Oregon

See all the best places to live around Oregon

Compare Oregon, WI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$147,257$12,271$3,436$4,418
      Renters$60,669$5,056$1,416$1,820
      The affordability of the housing market in Oregon, WI as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Oregon homeowners, the median income is $147,257. This indicates that a monthly maximum of $3,436 should be spent by homeowners on all housing related costs. Renters have a median income of $60,669. This indicates that renters would have a maximum of $1,416 for their rent related monthly costs.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Monticello, WI1,117918.7%
      New Glarus, WI2,115981.9%
      Evansville, WI5,489991.3%
      Belleville, WI2,763991.2%
      Brooklyn, WI1,2521010.6%
      Oregon, WI10,78011111.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Prineville, OR10,7751055.2%
      Tay, ON10,774n/a 
      Cape Canaveral, FL10,78611211.6%
      Monmouth, OR10,78711413.9%
      Morinville, AB10,788n/a 
      Oregon, WI10,78011111.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.